Blog
Sterling Financial Group. Inc. is an investment advisory firm that oversees clients’ assets and provide a range of comprehensive wealth management services. Our team has the skill and expertise to offer exceptional economic advice and market analysis, as well as a strong network of professionals to refer to for legal and tax advice, enhancing our ability to successfully assist clients in achieving their financial goals. Michael Hatch, Principal of Sterling Financial Group, Inc., has been helping clients in formulating and implementing complex wealth management strategies and managing their assets for over twenty-five years. Michael Hatch began his career as a financial advisor in 1989 and has operated predecessor firms as a principal since that time.
Healthcare Trends
In mid-December, the first vaccinations for COVID-19 were provided for front line healthcare workers. If successful, this vaccination would represent a huge leap forward in disease analysis, vaccination development and distribution, as...
Read MoreIs a Refinance the Best Choice for You?
With mortgage rates at historic lows, many clients are wondering if they should refinance their current loan. While moving to a lower rate may seem like a “no brainer” it is not always the case. Below is a summary of a...
Read MoreCalifornia Proposition 19
In November California passed Proposition 19, a constitutional amendment that implements the most significant changes to property tax transfer rules in over 20 years. Prop 19 liberalizes rules that allow property owners over age 55 to...
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2021 Firm Statement
Dear Clients and Friends: Welcome to 2021, we hope you have a safe and fulfilling new year. Our holidays were spent with close family or a few friends, enjoying our covered patio here in Pasadena. Many publications make...
Read MoreFinancial Planning Timeline: Milestones in Focus
As a firm, we would like to introduce a new section to our newsletter that will cover financial planning milestones throughout each phase of an individual’s life. Topics include savings vehicles, contribution and distribution...
Read MoreLies, D----ed Lies and Statistics
In a year when statistics are flying around like an infielder’s drill in baseball, we thought it prudent to touch on the confusion often present in common statistics. While often mistakenly attributed to Mark Twain, one can find...
Read MoreUnemployment in the United States
The Federal Reserve is tasked with a dual mandate to provide stability of prices (i.e. control inflation), and to promote full employment. Thus, the government tracks many statistics related to inflation and employment figures to give...
Read MoreBook Review: Leonardo Da Vinci by Walter Isaacson
Leonardo Da Vinci, the quintessential “Renaissance man”, is renowned for paintings such as The Last Supper and the Mona Lisa. He stood alone in his insatiable pursuit of the arts, science, nature, and technology. In this...
Read MoreThe CARES Act Overview
The Coronavirus Aid, Relief, and Economic Security (CARES) Act, passed on March 27th of this year, initiated a $2 trillion economic relief package for the American worker and business alike. According to the U.S. Department of the...
Read MoreAge Based Demographics
Investing Fundamentals Summer greetings and our best wishes that you and your family are safe and healthy, and getting outdoors to enjoy the warmer weather. With all of the news and facts reported, we know that at times the information...
Read MoreIrrational Exuberance 2.0: Bounce, Gut Check, Swoosh
The phrase "irrational exuberance" was used by Alan Greenspan in late 1996 during the dot-com boom of the 1990s; it was interpreted as a warning that the stock market might be overvalued given an apparent disconnect between...
Read MoreSterling Financial Group Market Update
Dear Clients and Friends: We know that you are dealing with many challenges at this time but please know that we are here to support you in any way that we can. With the recent volatility in the markets, we did hear from several...
Read MoreReduce Waste - It's Time to go Paperless
Many of our clients have expressed that they no longer want to receive paper delivery of financial statements and notices of activity in the mail. LPL and Charles Schwab provide several options to minimize the printed materials...
Read MoreWhat Have You Done With My Small Cap Premium
In the ten-year period ending 12/31/18, publicly held large cap stocks outperformed small cap stocks, rising an average of 13.3% versus 12.0% (FTSE Russell, 2019). Large cap stocks are generally defined as companies with a value...
Read MoreWhat Does All This Economic Data Mean to Me?
Happy fall! For those of us that enjoy college football, this is one of our favorite times of the year, while I know others are wanting summer to stick around longer. Now that the third quarter of 2019 is over, I thought I would recap...
Read MoreThe Big Freeze
In 2017, data security took center stage when Equifax fell victim to one of the largest data breaches of all time. Nearly one hundred and fifty million people had their personally identifiable information stolen, or fifty five percent...
Read MoreWhy Adding Real Estate Now Makes Sense
Late in the economic cycle, income-generating investments are viewed as an attractive buffer against stock market volatility. Real estate can be an income- generating option that has the potential to be a strong investment when held...
Read MoreNew Additions to the Firm
Many of you have asked how our team has changed in our transition. The core group of our service team, including Lisa Cortes, Danielle Smith, and Kody Brown, is looking forward to speaking with you and assisting in any way they can....
Read MoreBook Review “Mastering The Market Cycle” by Howard Marks
Howard Marks is a legendary investor and founder of Oaktree Capital Management, currently managing in excess of $120 Billion; earlier this year Oaktree agreed to be acquired by Brookfield Asset Management. Howard Marks has long been...
Read MoreDe (Coding) the Future: How Artificial Intelligence Will Augment Our Lives
Our team recently had the opportunity to tour the Googleplex and spend an evening with professors from CalTech. What is the Googleplex you ask? It is the corporate headquarters of Google (parent company, Alphabet, Inc.) which occupies...
Read MoreWhy Dividends Make Sense Now
Why Dividends Make Sense Now By Berkeley Harrison, CFA Time for a different allocation? Volatility has returned to the equity markets, as evidenced by an increase in the VIX (a popular measure of the U.S. stock market’s expected...
Read MoreDow Jones Normal Volatility
Welcome to this first edition of Sterling Financial Report, we hope you find this information useful and that we continue to be a resource for you and your family. With the first half of 2019 complete, financial markets have rebounded...
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